Cargo InsuranceMade Simple
Compare cargo insurance quotes from top-rated global insurers and secure full-value marine coverage in under 0 seconds. Simple, quick, effortless cargo protection — from yawn to yay.
From electronics to perishables — every commodity class insured.
Real-time pricing, immediate policy issuance — no waiting.
Underwritten by A-rated insurers
We are unique
Instant Quote — less than 0 seconds
Cargo Insure Online sets itself apart with a unique instant quote engine that turns cargo insurance from a bottleneck into a one-minute decision. Compare, quote, cover — all in one platform.
Create Account
Sign up for FREE and start protecting your cargo in a few clicks — worldwide coverage at your fingertips.
Get Instant Quote
Access real-time insurance quotes 24/7 — any origin to any destination, anytime, anywhere.
Buy Securely Online
Pay with credit card or e-wallet — fast, secure and seamless cargo insurance purchase in seconds.
Download Certificates
Instantly download your certificates — your shipment is protected and ready to go.
Carrier liability gap
Relying on carrier liability? It could cost you.
Carriers compensate by weight, not value — often just a few dollars per kilo, far below the actual worth of your shipment. Theft, poor packaging, mishandling and natural disasters are commonly excluded.
Air Cargo — Montreal Convention
5 boxes · 89 kg · Value $39,500
Total loss / broken cargo scenario
Your loss: $37,167
With 1% deductible, max $500
CIO Premium starting at
Depending on number of shipments per month.
Don't let limited carrier liability leave you exposed — secure your cargo with comprehensive, full-value coverage.
Free Register TodayCargo Delay Insurance
Protect against delays. Not just damage.
Standard cargo insurance excludes delay-related losses. Our parametric delay cover closes that gap — automatically and across sea, air and courier shipments.
Once the delay exceeds the threshold, coverage activates automatically.
Covered events
- Port congestion
- Blank sailing
- Transshipment delays
- Weather disruption
- Equipment failure
What we cover
- Additional freight costs and rerouting expenses
- Demurrage and detention charges at ports or airports
- Consequential losses and contractual penalties
- Loss of market, production downtime and spoilage
- Inventory holding costs and liquidated damages
How it works
From booking to payout
Book your policy
Select your transport mode and shipment details — coverage binds in under a minute.
Track in real time
Our platform monitors your cargo 24/7 across maritime, aviation and parcel networks.
Trigger detected
When a qualifying delay is confirmed, the claim activates automatically — no paperwork required.
Fast payout
Receive compensation within days, not months. Use the proceeds to cover demurrage, extra freight or lost margin.
Why delay cover matters
Key benefits
Automatic claims
Zero paperwork — payouts trigger when delay thresholds are hit.
Fast settlement
Compensation paid within 14 days of confirmed delay.
Complements cargo cover
Fills the gap where standard cargo policies exclude delay-related losses.
Flexible use of funds
Use proceeds for demurrage, extra freight, contractual penalties or lost margin.
Your risks, our protection
Simple. Smart. Secure.
Carriers — airlines, shipping lines, couriers, truckers — offer limited compensation. CIO bridges the gap with full-value, transparent cargo insurance in a few clicks.
What we cover
- Damage or Total Loss
- Theft and Vandalism
- Fire, Explosion, and Transit Accidents
- Natural Disasters
- General Average & Salvage Charges
- Gaps in Carrier Liability
What we offer through CIO
- Instant Online Quotes & Certificates
- Worldwide Coverage — Any Origin to Any Destination
- Door-to-Door Protection
- Transparent Rates Based on Volume
- A+ Rated Global Insurers
- API Integration for ERP & Logistics Platforms
- No Upfront Fees — Pay Only When You Insure
Worldwide coverage
Global reach. Local expertise.
CIO operates a growing network of regional offices across key continents, delivering fast, localized cargo insurance solutions in English, Spanish and French.
Tap or hover any pin on the map to see what that office covers.
Testimonials
What Our Customers Say About CIO
We serve thousands of freight forwarders, importers, exporters, and brokers worldwide — all seeking fast, affordable, and transparent cargo insurance. Here's what a few of them have to say.
"I must say it's user-friendly and provides an engaging experience. I truly appreciate the effort your team has put into creating such an efficient system."
"Your system is the best I have ever seen — choices and even 'gap' insurance on some items. So far you are truly the best service."
"CIO's white-label and API options are game-changers. We integrated their system into our brokerage platform and now offer cargo insurance with zero paperwork. The commission model is flexible, and the platform feels built for professionals."
"I have been looking for a solution like CIO for more than a year! Great system, thanks."
"The platform that you've built is really essential for the market."
"Before CIO, quoting and issuing cargo insurance was slow and inconsistent. Now I can generate certificates instantly. The platform is clear, compliant, and always available."
"We move fragile goods from Asia to South America. CIO helped us compare insurers, select the best premium and get covered in minutes. Their support team speaks Spanish and walked us through our first claim process without any stress."
"Have been using the platform for our import and export shipments. Had a claim that was paid within 7 days! I just recommend this insurance platform."
Ecosystem
Built with the best of global trade.
From A-rated underwriters to white-label brands and API-connected logistics networks — CIO is the connective tissue of modern cargo insurance.
Top-rated underwriters providing the financial backbone of every CIO policy.
API
Seamless API Integration — automate cargo insurance in real time.
Integrate Cargo Insure Online directly into your ERP, TMS, or logistics platform via our powerful and secure REST API. Instant coverage, automated policy generation, and real-time claims access with zero friction.
Whether you manage 50 or 5,000 shipments per month, CIO's plug-and-play cargo insurance API is built for speed, simplicity, and scale — a fully digital, borderless integration experience.
Go live in just 48 hours.
Contact us to access our developer sandbox and begin your API-powered cargo protection today.
Request sandbox accessWhy integrate with the CIO API?
Automation
Automatically insure every shipment without manual data entry.
Flexibility
Use your own insurance policy or access CIO's pre-negotiated coverage.
Speed
Get insured in under 2 seconds per shipment, directly from your system.
Compliance
Built-in OFAC and restricted goods screening.
Control
Set customer rules, pricing logic, and tailor risk exposure per region.
Global Compatibility
Multilingual support (EN/ES/FR) + coverage in 160+ countries.
Bulk Processing
Bulk Upload Certificates
Save time by generating multiple cargo insurance certificates at once. Download the CSV template, enter your shipment information, and upload the file to CIO | Cargo Insure Online.
Download CSV Template
Get the standard template and prepare your shipment data in minutes.
Enter Shipment Info
Fill in your cargo details directly in the spreadsheet — no manual retyping.
Upload to CIO
Drop the file into Cargo Insure Online and let the platform do the rest.
Auto-Issue Certificates
Certificates are generated instantly and stored securely in your account.
Email Confirmation
Your customers receive confirmation emails with their Certificate Numbers.
Get covered
Get your cargo insurance quote in 60 seconds.
- → Instant quote generation
- → No obligation
- → Expert consultation included
Create your free account today and access instant cargo insurance quotes directly from our system.