Comparison
Easyship Insurance vs CIO Cargo Insurance
Understand the differences between Easyship easyship insurance (third-party underwritten) and CIO Cargo Insure Online — compare costs, coverage limits, exclusions and claims handling.
Shipping Platforms
Easyship
Shipping platform offering aggregated rates and Easyship Insurance on outbound shipments.
About Easyship
- Overview
- Easyship is a cloud-based shipping platform connecting merchants to 250+ couriers worldwide.
- Headquarters
- Hong Kong / New York / London
- Countries served
- 220+ countries via courier partners
- Services offered
- Multi-carrier rate comparison, label generation, taxes & duties, Easyship Insurance.
- Typical users
- Shopify, BigCommerce and crowdfunding merchants shipping internationally.
Insurance overview
| Coverage type | Easyship Insurance (third-party underwritten) |
|---|---|
| Maximum coverage | Up to USD 5,000 per shipment |
| International coverage | Yes |
| Domestic coverage | Yes |
| Claims process | Submit claim through Easyship dashboard within 30 days; includes proof of value and damage. |
| Major exclusions | Cash, fragile items improperly packed, perishables, restricted goods. |
Premium comparison
| Shipment value | Easyship cost | CIO cost | Savings |
|---|---|---|---|
| USD 1,000 | USD 27.00 | USD 5.00 | Save USD 22.00 (81%) |
| USD 5,000 | USD 135.00 | USD 22.50 | Save USD 112.50 (83%) |
| USD 10,000 | Not covered (over limit) | USD 45.00 | CIO covers full value |
| USD 25,000 | Not covered (over limit) | USD 112.50 | CIO covers full value |
| USD 50,000 | Not covered (over limit) | USD 225.00 | CIO covers full value |
| USD 100,000 | Not covered (over limit) | USD 450.00 | CIO covers full value |
Indicative estimates based on published carrier rate cards and a CIO illustrative rate of 0.45%. Actual premiums depend on commodity, lane and risk; request a live CIO quote for binding figures.
Why businesses choose CIO
| Feature | Easyship | CIO |
|---|---|---|
| Independent insurance | ||
| Multi-carrier coverage | ||
| Door-to-door protection | ||
| International shipments | ||
| Freight coverage | ||
| Parcel coverage | ||
| API integration | ||
| White-label available | ||
| Instant certificates | ||
| Cargo specialists |
Coverage comparison
What Easyship covers
Easyship Insurance (third-party underwritten) up to Up to USD 5,000 per shipment.
Excludes: Cash, fragile items improperly packed, perishables, restricted goods.
What CIO covers
All-risk cargo insurance on a door-to-door basis (Institute Cargo Clauses A), with limits up to USD 5M+ per shipment subject to underwriting.
Includes general average, war & strikes (extension), and shipments across all major couriers, freight forwarders and modes.
Common claims examples
Lost package
Easyship outcome
Compensation up to declared value, after investigation period and proof of value — often denied without purchased coverage.
CIO outcome
Full insured value paid, subject to ICC(A) and policy terms, typically settled within days of documented loss.
Water damage in transit
Easyship outcome
Often excluded unless attributable to carrier negligence; weather and force-majeure events commonly declined.
CIO outcome
Covered under all-risk cargo terms, including weather-related incidents and concealed damage.
Theft during transit
Easyship outcome
Covered only with purchased declared value and provided packaging requirements were met; routinely contested.
CIO outcome
Theft and pilferage included as standard under ICC(A) with broad door-to-door cover.
Misdelivery
Easyship outcome
Liability limited to convention caps (Warsaw / Montreal / CMR) unless declared value purchased.
CIO outcome
Insured value paid, with the insurer pursuing recovery against the carrier on your behalf.
Handling damage
Easyship outcome
Frequently excluded when packaging is deemed insufficient by the carrier; burden of proof on shipper.
CIO outcome
Covered subject to reasonable packaging standards; expert surveyors handle damage assessment.
Warehouse incidents (pre-shipment)
Easyship outcome
Not covered — carrier liability starts on pickup and ends at delivery.
CIO outcome
Covered under door-to-door extension including limited storage and consolidation periods.
Easyship insurance FAQs
›How does Easyship Insurance work?
Easyship Insurance is added at checkout on the platform and underwritten by a third-party insurer, covering loss and damage up to a set limit.
›Is Easyship insurance cheaper than CIO?
CIO offers competitive rates with higher limits, broader coverage and direct cargo expertise — particularly for shipments above USD 5,000.
Protect your shipments beyond carrier liability
Get instant cargo insurance quotes with CIO Cargo Insure Online — independent, multi-carrier, door-to-door.